The Huizhou branch of the People's Bank of China released Huizhou's 2025 financial performance report on January 29. As of the end of December 2025, the city's total domestic and foreign currency loans balance reached 1.15 trillion yuan, up 4.6% year-on-year. The total deposits balance stood at 1.02 trillion yuan, up 0.8% year-on-year.
Aerial view of downtown Huizhou
During the period, technology loans and loans for the digital economy accounted for 23.1% and 10.2% of the city's total—both ranking third in Guangdong province. The manufacturing loans balance hit 233.46 billion yuan, a year-on-year increase of 11.3%, with their share of total loans ranking first in the province. Loan balances also rose in sectors such as infrastructure development, as well as private, micro, and small enterprises, ensuring sustained financial support in these areas.
In December 2025, the interest rate on newly issued loans in Huizhou was 56 basis points lower than in the same period last year. The rate for newly issued corporate loans dropped by 33 basis points year-on-year, reflecting a continued decline in financing costs for the real economy.
Reporter | Liu Guangmingbao
Photo | Liang Weichun
